Government Schemes List 2026

All 63 schemes we cover: every Punjab scheme of Chief Minister Maryam Nawaz, plus federal schemes for all of Pakistan. Tap one to see who can apply and how.

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Closes 4 OctoberPunjabElectric bikes for students on easy instalmentsCM Punjab Electric Bike Scheme 2026Rs 3,028 a month, no down paymentCM Punjab Electric Bike Scheme 2026: 100,000 e-bikes for students, no down payment, Rs 90,000 government subsidy, Rs 3,028 a month for 36 months. Apply on bikes.punjab.gov.pk by 4 October 2026.
OpenAll PakistanRs 100 off petrol per litre for bikes and small carsPM Fuel Relief Scheme 2026 (Petrol Subsidy)Rs 100 off a litreRs 100 per litre off petrol for motorcycles, rickshaws, Qingqis and cars up to 800cc. Register free by SMS to 9771, then send TOK for a token before you fill up.
Open all yearAll PakistanRs 14,500 every 3 months for women in low-income familiesBISP Benazir Kafaalat Programme 2026Rs 14,500 every 3 monthsRs 14,500 every quarter for low-income women across Pakistan. Check eligibility by sending your CNIC to 8171; register through the free NSER survey at your BISP tehsil office.
OpenAll PakistanBusiness loans for young people, up to Rs 5 lakh with no interestPM Youth Business & Agriculture Loan Scheme (PMYB&ALS)Rs 5 lakh loan with no interestFederal business and farming loans for Pakistanis aged 21 to 45: up to Rs 0.5 million interest-free, and up to Rs 7.5 million at 5% to 7%. Apply online only, through 15 banks.
OpenPunjabFree call-centre training and a jobCM Youth Employability Program for BPOs (Global Rozgar)Rs 45,000+ a month, after free trainingFree call-centre, customer support and medical billing training by BPO companies, with a guaranteed job for those who pass. Expected pay Rs 45,000 to Rs 100,000 a month. Age 16 to 35, matric.
Claim within 30 days of the lossKhyber PakhtunkhwaCompensation for flood and disaster losses in KPKP Disaster Compensation: Flood, Landslide and Calamity ClaimsFixed compensation rates for death, injury, house damage, livestock and crop losses in Khyber Pakhtunkhwa. Claims must be filed within 30 days of the incident.
OpenPunjabInterest-free loan to fix your roof or add a roomApni Chhat, Mehfooz Chhat: Interest-Free Roof and Room LoanRs 5 lakh to fix a roof, no interestPunjab interest-free loans of Rs 500,000 to strengthen an unsafe roof or Rs 1,000,000 to add a room or storey, repaid in small monthly instalments.
OpenAll PakistanFree skills training for BISP familiesBenazir Hunarmand Programme: Free Skills TrainingFree skills trainingFree vocational training for people registered in the BISP Dynamic Registry, with NAVTTC-recognised certification. Open now with no closing date.
OpenPunjabAsk for ration, medical or money helpMaryam Ko Batain (Helpline 1000)Punjab's relief helpline, app and web portal. Ask for ration, medical or financial help by calling 1000; eligible applicants have received Rs 10,000 through JazzCash.
OpenPunjabInterest-free loans for farm machineryCM Punjab Hi-Tech Farm Mechanization Financing ProgramRs 3 crore loan with no interestInterest-free bank loans of up to Rs 3 crore (Rs 30 million) for combine harvesters, planters, balers, pivot irrigation and other hi-tech farm machinery. You pay 20% upfront.
OpenPunjabFree cow or buffalo for widowed and divorced womenCM Livestock Asset Transfer to Rural Women (ATTRW)1 animal free cow or buffaloA free cow or buffalo heifer for widowed and divorced rural women up to age 55 in 13 South Punjab districts. Apply on attrw.punjab.gov.pk or at a veterinary hospital's CM Facilitation Desk.
Phase 5 openPunjabRs 10 lakh off a new tractor for farmersCM Punjab Green Tractor Scheme 2026 (Phase 5)Rs 10 lakh subsidy per tractorPhase 5 of the CM Punjab Green Tractor Scheme is open: 9,500 tractors of 75 to 125 hp with a Rs 10 lakh subsidy for farmers with 7 acres or more. Apply free at gts.punjab.gov.pk.
OpenAll PakistanHome loans up to Rs 1 crore at 5%Wazir-e-Azam Apna Ghar Programme 2026 (Apna Ghar Scheme)Rs 1 crore home loan at 5%Home loans of up to Rs 10 million (Rs 1 crore) at a fixed 5% markup for the first 10 years, repaid over up to 20 years. First-time home owners apply free at apnaghar.gov.pk or a participating bank.
OpenAll PakistanEnergy-saving fans paid off through your electricity billPM Fan Replacement Scheme 2026 (Roshan Pankha Roshan Pakistan)6–18 monthly instalments on your billSwap your old ceiling fans for NEECA 5-star energy-saving fans and pay in 6 to 18 monthly instalments on your electricity bill. Apply at efan.gov.pk or on the NEECA app.
Registration openSindhFree electric scooty for women in SindhPink Scooty Scheme Sindh 2026 (Free Electric Scooty for Women)Free electric scootyA free electric scooty and free riding training for women students and working women in Sindh. Register free online at smta.gos.pk; winners are picked by ballot.
OpenKhyber PakhtunkhwaInterest-free business loans for KP youthEhsaas Naujawan Program KPK 2026Rs 5 million interest-free, max loanInterest-free business loans for young people in Khyber Pakhtunkhwa: Rs 100,000 to Rs 500,000 from Akhuwat, or Rs 1 million to Rs 5 million from the Bank of Khyber for groups of 3 to 5. Apply at an Akhuwat branch or on the BoK portal.
Open all yearKhyber PakhtunkhwaFree hospital treatment up to Rs 10 lakh a yearSehat Card Plus KPK 2026Rs 1 million per family a yearFree hospital treatment worth up to Rs 1 million a year for every family in Khyber Pakhtunkhwa. No application needed: SMS your CNIC to 9780 to check you are covered.
Running until June 2027Islamabad, AJK and GBFree hospital treatment for Islamabad, AJK and GB familiesSehat Card Islamabad, AJK & GB 2026 (Sehat Sahulat Programme)Rs 720,000 a family, each yearFree hospital treatment worth up to Rs 720,000 a year per family for everyone with a permanent address in Islamabad, AJK or Gilgit-Baltistan. No registration: show your CNIC at a listed hospital.
Enrolment open all yearAll PakistanSchool stipend every 3 months for BISP families' childrenBenazir Taleemi Wazaif Programme 2026 (BISP School Stipend)Up to Rs 5,000 per child every 3 monthsRs 2,500 to Rs 5,000 per child every quarter for children in Class 1 to 12 whose mother gets BISP Kafaalat, if they keep 70% attendance. Enrol free at your BISP tehsil office with the child's B-Form.
Registration openSindhFarm subsidy card for small farmers in SindhBenazir Hari Card 2026 (Sindh Farmers' Card)25 acres or less to qualifyA Sindh Bank card that pays farm subsidies, such as Rs 8,000 an acre for urea in 2026, to Sindh farmers with up to 25 acres. Register free online at benazirharicard.gos.pk.

Money and rationمالی امداد اور راشن

Farming and animalsکھیتی باڑی اور مویشی

Students and young peopleطلبہ اور نوجوان

House and plotگھر اور پلاٹ

Petrol, power and transportپیٹرول، بجلی اور سواری

Jobs, business and loansروزگار، کاروبار اور قرض

Healthصحت

Complaints and servicesشکایات اور سہولیات

Environment and cultureماحول اور ثقافت

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