How to Pay Your Punjab Kissan Card Bill and Check the Remaining Loan
Pay your Kissan Card loan at BOP or through a verified interbank or Raast transfer. Learn how to check the amount due in JazzCash and confirm the balance has cleared.
Updated · 4 min read
First, check the amount you actually owe
Your Kissan Card credit limit is not your bill. The amount due is the loan you used, subject to the repayment notice for your card and crop cycle. Check the latest message from the Bank of Punjab (BOP) or Punjab Agriculture, or ask BOP to tell you your current outstanding balance and due date. Do not guess from an older news article: dates change each cycle.
How to pay at a Bank of Punjab branch
- Take your Kissan Card and CNIC to a BOP branch. Tell the staff you want to repay your CM Punjab Kissan Card loan.
- Ask them to display or tell you the amount currently due. Confirm the cardholder's name and loan details before paying.
- Deposit the amount the bank confirms. Keep the stamped receipt or transaction reference.
- Ask when the repayment will appear against the loan, and check the outstanding balance again afterwards.
How to pay from another bank account
Punjab Agriculture has said that farmers can repay through BOP, an interbank transfer, or Raast ID. A sender can therefore use another bank's app if it supports the repayment destination supplied by BOP.
- Get the exact receiving account, IBAN, Raast ID or biller reference for your Kissan Card from BOP, your official bill message, or the account details issued with your card.
- In your bank app, select an interbank transfer to The Bank of Punjab or use the verified Raast ID. Enter the repayment details exactly as BOP provides them.
- Check the beneficiary name before confirming. It should match the cardholder or the verified BOP collection account. If the name is wrong, absent, or the bank rejects the number, stop and ask BOP.
- Send the amount due, then save the transaction ID and screenshot or receipt. Check later that BOP has applied it to your Kissan Card loan.
Is the number printed on the Kissan Card the account number? Cardholders report using the printed 16-digit number for repayment. However, the public BOP and Punjab Agriculture instructions we found do not say that every card's printed number is automatically a transferable bank account number. Your bank may require an IBAN or a separate Raast ID. Confirm the correct receiving details with BOP before sending money. Never use the card's PIN, CVV or OTP as a payment reference.
Can I check the bill in JazzCash?
JazzCash's published bill-payment instructions say to open Bill Payments, choose a category and biller, enter the reference number, and review the payment details before confirming. If CM Punjab Kissan Card appears as a biller in your app, its bill inquiry may show an amount due before you pay. That is a useful cross-check. The public JazzCash instructions do not confirm a Kissan Card-specific menu or guarantee that it shows the full remaining loan balance.
If the biller is missing, no amount appears, or the figure conflicts with BOP's record, call BOP or visit a branch. Do not pay a different loan biller or use JazzCash's ReadyCash screen: ReadyCash is JazzCash's own loan product.
How do I know my loan has cleared?
A successful transfer proves that money was sent; it does not by itself prove that your Kissan Card loan has a zero balance. Ask BOP for your remaining outstanding amount after the payment posts. If you used a bill inquiry in JazzCash, refresh it and compare it with BOP's figure. Keep your receipt until the bank confirms the repayment. If money left your account but the loan still shows unpaid, give BOP and your sending bank the transaction ID, date and amount. Do not send the same payment twice until they trace the first one.
Common questions
Can I pay from any bank account?
Interbank transfer and Raast are announced repayment channels. Use a bank account that can send to the verified BOP destination. The app's recipient preview is your final check before sending.
Will paying part of the bill clear the loan?
Only the amount actually credited reduces what you owe. A partial payment does not mean the full loan is cleared. Confirm the remaining balance and whether partial repayment is allowed for your cycle with BOP.
Who can confirm my exact account number and balance?
Call the Bank of Punjab at 111-267-200 or visit a branch with your CNIC and Kissan Card. Punjab Agriculture's helpline is 0800-17000. Never share your PIN or OTP with someone who calls you.
Checked 2 November 2026. This is a Punjab CM Kissan Card repayment guide. Your own BOP bill and repayment instructions govern your amount and deadline.